2015

  • Five Little Mistakes That Could Be Draining Your Wallet Without Getting You Anything

    When it comes to saving money, so many strategies require you to give something up. You don't necessarily have to move to a smaller house, give up your manicures, or sacrifice your hobbies to spend less. Here are five little money management mistakes that could be draining money from your wallet -- and giving you nothing in return. Avoid them, and you'll save -- without changing your quality of life.
    [Read More]

  • 5 Common Types Of Personal Loans

    Are you looking to receive a bit of extra cash for a brief period of time? Then you should consider taking out a personal loan. However, the types of loans that you can take out can be a bit daunting. However, this brief article should serve to inform you of what type of personal loan you should take out. There are a number of different types of personal loans for you to choose from.
    [Read More]

  • Finally Got Your Budget Nailed And Expecting A Tax Return? 3 Reasons To Opt For I Bonds

    Are you expecting a tax refund this year? Is this the first year that your refund won't be spent on a backlog of bills, and do you want to use it to start saving for your future? If so, read on for three great reasons why I Bonds are right for you. They're Risk-Free When you're just reaching the ability to save money, you certainly don't want to lose that money on high-risk investments.
    [Read More]

  • 5 Tips For Consolidating Your Debt

    Debt consolidation offers several benefits, especially if you are feeling overwhelmed by too many debt payments and out-of-control interest. When you consolidate your debt, you can group several smaller debts into one overall debt, allowing you to only make one payment per month and helping to save on interest. There is more than one way to consolidate debt, so you should consider your options carefully and choose the one that works best for you.
    [Read More]

  • Start An Affordable Yet Unique Coin Collection With Test-Cut Ancient Coins

    For burgeoning collectors, knowing how to start an ancient coin collection can be difficult. There are numerous different ancient coins, from all over the world and from all different eras, and some coins can be expensive. Deciding what coins to purchase first isn't easy, especially if finances are limited. If you're just starting to build an ancient coin collection, you might want to begin by collecting test-cut coins, which are both inexpensive and unique.
    [Read More]

  • Buying Scrap Gold For Melting: 3 Tips For Cleaning The Gold Before Purification

    Gold is one of the best precious metals to invest in because its value remains relatively stable. The average price of gold in 2014 is $1,266.40 per troy ounce. You can easily save a lot of money if you purchase scrap gold and melt it yourself. However, one of the downsides of purchasing scrap pieces of gold is that the gold pieces are not always clean. They may have stones or other metals attached, or be covered in dirt and dust.
    [Read More]

  • Understanding The Basics Of Dealing With Bail After An Arrest

    If you've been arrested for the first time, the concept of bail may be confusing. You owe it to yourself to understand the bail process before you find yourself in jail, because that's the best way for you to be prepared to deal with the situation. The bail is typically set during your first court appearance. In most cases, that first appearance is your arraignment, while other courts may actually set a specific bail hearing depending on the crime.
    [Read More]

  • Is The Snowball Debt Repayment Approach Right For You?

    While most people want to pay off their debts, experts sometimes disagree on the best way to go about the task. While some financial planners believe you should target the debts with the highest rates of interest first, other advisors are advocates of the snowball debt repayment approach. Learn more about how the snowball approach works, and find out if this method is right for you. The principles of snowball debt repayments
    [Read More]

  • 3 Things To Know About Payday Loans And Your Credit

    If you need a loan and are in the process of trying to rebuild your credit, you may wonder if getting a payday loan is the right choice. Payday loans are great options when you need cash fast, and they are one of the easiest types of loans to get. As you think of ways to rebuild your credit, you might be interested in knowing the following three things about payday loans and your credit.
    [Read More]